KEM.COM PRIVACY & SECURITY POLICY:

Overview:

Kem.com is committed to maintaining the privacy and security of your personal information. Our privacy and security policy describes 1) the information we collect and how we use it and 2) how we make sure your information is secure. If you have any questions or feedback, please feel free to contact us at one of the following addresses or numbers:

Kardwell International

2 Cranberry Road

Parsippany, NJ 07054

Phone: 631-298-0005

Fax: 631-298-1517

Contents:

1. Ordering Through Our Website
   • Security
   • Privacy
2. How We Use the Information We Collect
3. Updating or Reviewing Your Information
4. Security System and Procedural Details
5. Policy Changes

I. Ordering Through Our Website:

1) Security

We guarantee that you are not at risk when you place an order with your credit card at kem.com. You'll never have to pay for any unauthorized charges to your credit card account if those charges are due to a transaction at kem.com.

Here are the details that you should know about how you are protected from credit card misuse: If you are ever a victim of credit card fraud, the Fair Credit Act specifies that your credit card company can hold you liable for no more than $50 in fraudulent charges to your account. Your credit card company pays for the entire amount of the fraudulent charge, except for the $50 amount.

And, we will reimburse you for any amount up to $50 billed to you by your credit card company for unauthorized charges to your account, if those charges result from an order you've placed on kem.com's secure server. In order to ensure this protection, you must 1) notify your credit card company of any fraudulent charges as soon as you are aware of any credit card misuse and 2) follow the procedures for doing so as outlined in your credit card agreement.

Please keep in mind that we also welcome orders via fax or telephone if you are more comfortable with these means of ordering. The bottom line is that you can order with confidence from Kem.com because your credit card information is safe with us.

2) Privacy

Your name, physical address, e-mail address, phone number, credit card number, and purchase history, as well as any other private information you submit, is maintained in our secure database. We are committed to maintaining the privacy of your information.

We also gather data about how visitors navigate through our Web site by using Webalizer Version 2.01. This information is only used for the purposes of improving our understanding of customer preferences. We do not share navigation information with third parties.

II. How We Use the Information We Collect

We only use your information for the purposes of communicating with you and serving you effectively. We do not sell or rent your information to third parties. You may receive occasional mailings or e-mails that feature special products, promotions, news, etc. (you will only receive e-mails from us if you choose to do so). We may also use e-mail for communications relating to a specific order you have placed. For example, you may receive an e-mail that confirms you have ordered playing cards, chips, etc. You can discontinue these communications by contacting us at one of the numbers or address listed above.

On rare occasions, we may disclose specific information upon governmental request, in response to a court order, or when required by law to do so. We may also share information with organizations assisting in fraud protection or investigation. We do not provide information to these organizations for marketing or commercial purposes.

III. Updating or Reviewing Your Information

To update your customer information (name, address, telephone number, and email address), please contact us at one of the addresses or numbers shown above.

Please note that certain purchase information that we keep on record may also be available to you.

IV. Security System and Procedural Details

Kem.com is committed to ensuring the security of your private information. One of our goals is to protect against the loss, misuse, or alteration of information that you have entrusted to us. We employ a number of technologies and processes to protect our customer data. Furthermore, when we work with contractors and consultants, we limit the amount of information they can access to that which is essential for completing their work.

When you make a purchase, request information, or create an account on our Web site, your transactional information is transmitted in a safe, encrypted format.

V. Policy Changes

In certain unforeseen instances, we may use customer information for purposes not previously disclosed in this privacy and security statement. If our privacy and security practices change, we will update this statement within a reasonable period to reflect the changes. You are encouraged to continually review our policy to stay abreast of any changes.

If you have questions and comments or need assistance, please feel free to contact us at one of the addresses and numbers listed above.